Posted in Research Papers on May 5th, 2011
Author: S. Scott Gaille (Managing Director of the Sequent Group & Adjunct Professor at Rice University’s Jesse H. Jones Graduate School of Business) Synopsis: The “natural resource curse” is the phenomenon whereby a country that is rich in natural resources may experience less economic growth than countries lacking natural resources. This occurrence has been blamed [...]
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Posted in Research Papers on May 4th, 2011
Author(s): Mahmoud ElGamal, Mohamed ElKomi, Dean Karlan and Adam Osman Abstract: Microfinance institutions (MFIs) have continued to grow over the past few decades, both in numbers of clients and portfolio sizes. The growth of these MFIs has enabled greater access to credit in many of the world’s less developed nations. However, recent studies have shown [...]
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Posted in Research Papers on May 3rd, 2011
Author: Chuck Waterfield (CEO & President MFTransparency) Conclusion: As shown, microfinance prices are exceedingly difficult to understand and can result in prices that are far higher than they appear. As a result, consumers make poor choices. In fact, all stakeholders involved in microfinance make worse choices than they would if they had accurate pricing information. [...]
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Posted in Research Papers on May 2nd, 2011
Author: Mark Napier (Development Fellow CSFI) Conclusion: As we have seen, financial inclusion is about much more than traditional microfinance. The advent of mobile payments has disrupted the established order, and financial institutions of all kinds are wondering what happens next. On the one hand, they are worried about where they will fit in the [...]
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