Posted in Research Papers on Jul 12th, 2011
Author(s): Katsushi S. Imai (Economics, School of Social Sciences, University of Manchester, UK & Research Institute for Economics and Business Administration, Kobe University, Japan) Raghav Gaiha (Faculty of Management Studies, University of Delhi, India) Ganesh Thapa (International Fund for Agricultural Development, Italy) Samuel Kobina Annim (Economics, School of Social Sciences, University of Manchester, UK) & [...]
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Posted in Research Papers on Jul 8th, 2011
Foreword: This publication presents edited versions of the interventions made by the writers at a seminar organized by the European Federation of Ethical and Alternative Banks (FEBEA) on the occasion of its Annual General Meeting held in Malta in April 2010. The theme of the seminar was Microcredit as a Tool of Ethical Financing for [...]
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Posted in Research Papers on Jul 7th, 2011
Presented by: Natalia Realpe Carrillo Abstract: This study investigates the influence of family ties on dynamics of microfinance lending groups. In collaboration with Servicios Financieros Alternativos S.A de C.V., S.F.P, a Mexican Microfinance Institution operating in the state of Oaxaca, we conducted a set of experimental one-shot games, involving randomly selected clients. A first experiment, [...]
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Posted in Research Papers on Jul 6th, 2011
Author(s): Rachel Amosu , Jin Woo Kim, Coleen McMillon, & Robertha Reid (George Washington University) Executive summary: This study was undertaken with the support of the Chronic Poverty Research Centre, the Overseas Development Institute, and the George Washington University. Through in-country and desk research, the research team assessed the extent to which multidimensional women‟s microfinance [...]
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Posted in Research Papers on Jul 5th, 2011
Author: Dennis C. Hänsel Introduction: Microinsurance is accessed by a low-income population and provided by a range of different entities. Yet, it follows generally accepted insurance practices, such as risk pooling and contribution-based benefits. The demand for these products has been found to be highest for health and life products. However, microinsurance can also cover [...]
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Posted in Research Papers on Jul 4th, 2011
Author: Camille A. Sutton-Brown Abstract: The assumptions underlying the relationships between microfinance and women‟s empowerment are typically rooted in a financial paradigm, wherein the prevailing belief is that increases in economic resources necessarily lead to increases in women‟s empowerment. This results in a conceptual erasure of the multi-dimensionality of empowerment and disregards the influences that [...]
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Posted in Research Papers on Jul 2nd, 2011
Author: F.Tariq, College of Design, North Carolina State University, U.S.A Abstract: After the deadly floods and earthquakes, more than two third Pakistanis were in urgent need of assistance. Malnutrition and homelessness are continuing threats to the victims of these disasters. The scope of destruction is so wide that instead of huge international donations and governmental [...]
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Posted in Research Papers on Jul 1st, 2011
Author: Ritha Sukadi Mata, Université libre de Bruxelles, Solvay Brussels School of Economics and Management, Centre Emile Bernheim and CERMi. Abstract: This paper is devoted to withdrawal risk analysis in microfinance. Using a re-sampling method, we estimate the withdrawal rate distributions for migrant and non migrant term deposits, in an original database of 7828 deposit [...]
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Posted in Research Papers on Jun 30th, 2011
Author: Warut Woradithee, Department of Economics, Swedish University of Agricultural Sciences Summary: Apart from poverty alleviation which is the prominent mission of microfinance institutions (MFIs), MFIs also need to maintain their financial sustainability to assure that they will have working capital in the next period. “Repayment rate” is a common indicator used to measure financial [...]
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Posted in Research Papers on Jun 29th, 2011
Author(s): Abosede, Adebiyi Julius (Department of Business Administration, Faculty of Social & Management Sciences, Olabisi Onabanjo University, Nigeria) & Azeez, Bolanle Aminat (Department of Banking & Finance, Faculty of Management Sciences, University of Ado-Ekiti, Nigeria) Abstract: Issues in client targeting are two in nature; gender targeting or poverty targeting (Brau and Woller, 2004). The nature [...]
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Posted in Research Papers on Jun 28th, 2011
Author: Elizabeth J. Porter Abstract: This article is by no means a comprehensive analysis of the differences in the economic roles and impacts of men and women in different societies. It serves as a brief overview of the place of women in the economies of the developing world. Without question, women have an active economic [...]
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Posted in Research Papers on Jun 27th, 2011
Author(s): Ranjula Bali Swain and Adel Varghese Abstract: We evaluate the effect of delivery mechanisms for training provided by facilitators of self help groups (SHGs). Indian SHGs are unique in that they are mainly NGO‐formed microfinance groups but later funded by commercial banks. We correct for both membership and training endogeneity. Training impacts assets but not [...]
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Posted in Research Papers on Jun 25th, 2011
Author: Jeffrey A. Flory, Department of Agricultural and Resource Economics, University of Maryland, USA Abstract: Despite widespread interest in microfinance as a poverty-reduction tool, the indirect effects on the very poor of expanding formal financial services remain largely unexplored. This study examines evidence from a large field experiment which helps fill this gap. It also [...]
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Posted in Research Papers on Jun 24th, 2011
Author(s): Mohamed El-Komi & Rachel Croson, University of Texas, Dallas Abstract: Microfinance has been identified as an important tool in increasing the productivity of the poor and in aiding economic development. However, a large proportion of the poor are practicing Muslims, and are thus unable to take advantage of traditional microfinance contracts which involve the [...]
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Posted in Research Papers on Jun 23rd, 2011
Author(s): Dr. M Aruna, Faculty in Economics, Icfai Business School, Hyderabad, India & Ms. Rema Jyothirmayi, Lecturer in Economics, S.P Jain Degree College, Bangalore, India Abstract: Micro finance programs are treated as a key strategy in addressing development issues across nations since the last three decades. This study attempts to explore on the much debated [...]
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Posted in Research Papers on May 14th, 2011
Author(s): Cécile Lapenu and Bonnie Brusky in collaboration with the e-MFP Making Microfinance Investment Responsible Action Group Summary: Microfinance’s success in terms of scale and poverty alleviation has drawn the attention of financial markets. The recent financial crisis has intensified this interest, as investors observe microfinance’s resiliency. A study by Krauss and Walter2 (2008) found [...]
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Posted in Research Papers on May 13th, 2011
Author(s): Henry K. Bagazonzya, Zaid Safdar, A.K.M. Abdullah, Cecile Thioro Niang, and Aneeka Rahman Recommendations of the Study: The study recommends that a centralized ICT platform be established. Such an arrangement would provide benefits to microcredit organizations, the private sector, and public sector stakeholders, while clients would also obtain access to more robust financial and [...]
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Posted in Research Papers on May 12th, 2011
Author(s): Pornprapa Sakulsaeng (Faculty of Economics, Kasetsart University) Phattareeya Suanrattanachai (Southeast Asian Fisheries Development Center) Wantana Chenkitkosol (Department of Fisheries, Thailand) Masahiro Yamao (Graduate School of Biosphere Science, Hiroshima University) Recommendations: Developing a system of microfinance for the poor can be suggested through the following implications: 1) Capacity building on disaster risk management Risk management [...]
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Posted in Research Papers on May 11th, 2011
Author(s): Seyed Ibn e Ali Jaffari (Federal Urdu University of Arts, Science & Technology Islamabad, Pakistan) Salman Saleem (Hardees Islamabad, Pakistan) Zain-Ul-Abideen (The Islamia University of Bahawalpur, Pakistan) Muhammad M Kaleem (Federal Urdu University of Arts, Science & Technology Islamabad, Pakistan) Nouman Malik (Federal Urdu University of Arts, Science & Technology Islamabad, Pakistan) Muhammad Raza [...]
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Posted in Research Papers on May 6th, 2011
Author: Ana Pantelic (Boston University) Abstract: Microfinance and conditional cash transfer programs provide immediate assistance to people living in poverty, and are useful tools for reaching the first Millennium Development Goal of poverty eradication. This is an important topic for research because nearly half the world currently lives in poverty, as does nearly forty percent [...]
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